Our Adventure Travel Insurance is designed to cover a very wide range of adventure activites with differing premiums, depending on which adventure activity you'll planning to do.
If you don't take out travel insurance that includes the sports or adventure activities in which you're participating, you won't be able to make a claim if you injure yourself and need medical consultations, treatment and medication. This could expose you to serious financial risk as medical bills can mount up surprisingly quickly! It's just not worth the risk.
Take a look at the lists below and you'll see that some sports and activities are included in the basic premium you pay for our travel insurance. However, others are regarded as more 'hazardous' and so you will need to pay a supplement to have them covered by the policy. Full details will be shown when you go through our booking procedure (click on the link at the bottom of this page).
The following activities, when participated in for recreational purposes and are incidental to your trip and not organised competitions or in any professional capatity, are not regarded as hazardours sports:
Category A |
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Category B |
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| These activities are included in the basic premium: |
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Provided you have paid the appropriate premium, you will be covered for all of the activities listed in Categore A plus the following activities: |
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| Archery |
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Boxing training (no contact) |
| Badminton |
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Bunjee jump (no Personal Accident cover - see definition in policy wording) |
| Baseball |
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Camel/Elephant riding |
| Beachgames |
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Cycle touring |
| Bowls |
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Deep Sea Fishing |
| Cricket |
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Dog Sledging |
| Cycling (not BMX/mountain biking) |
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Flying a private plane or small aircraft |
| Fellwalking/Rambling/Trekking |
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Flying as a passenger in a private plane or small aircraft |
| Fishing |
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Go Karting |
| Ice-skating (rink only) |
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Gymnastics |
| Jet skiiing |
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Hiking (between 2,000 and 6,000 metres altitude) |
| Parascending (towed by boat) |
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Hockey |
| Rafting, Canoeing and Kayaking (including white water up to grade 3 |
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Horse Riding (no Polo, Hunting, Jumping) |
| Roller skating |
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Hot Air Ballooning |
| Scuba diving/skin diving (up to 18 metres) |
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Hydro Zorbing |
| Skateboarding |
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Manual Work (ground level only, no machinery) |
| Snooker, Pool and Billiards |
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Martial Arts (training only) |
| Snorkekking |
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Motorcycling (over 50cc, no racing - more details in policy wording) |
| Squash |
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Mountain Biking |
| Surfing |
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Quad Biking (no racing) |
| Swimming (in pool or inland waters or coastal waters within a 12 mile limit of land) |
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Rugby |
| Table tennis |
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Safari (not involving use of firearms) |
| Tennis |
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Scuba Diving/Kkin Diving (between 18 and 30 metres) |
| Volleyball |
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Sea Canoeing |
| Water-skiing (only on inland waters or coastal waters within a 12 mile limit of land) |
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Trekking (between 2,000 and 6,000 metres altitude) |
| Windsurfing (only on inland waters or coastal waters within a 12 mile limit of land) |
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White Water Canoeing, Rafting and Kayaking (Grade 4) |
| Yachting, Boating, Sailing and Rowing (only on inland waters or coastal waters within a 12 mile limit of land) |
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Work Abroad (manual, ground level, no machinery) |
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Category C |
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Category D |
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| Provided you have paid the appropriate premium, you will be covered for all of the activities in Categories A and B plus the following activities: |
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Provided you have paid the appropriate premium, you will be covered for all of the activities in Categories A, B and C plus the following activities: |
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| Abseiling |
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Animal Riding (other than specified) |
| American Football |
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BMX Cycling |
| Gliding |
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Bob Sleighing |
| Outddor Endurance Events |
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Canyoning |
| Parachuting |
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Hang Gliding |
| Paragliding |
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Heli Skiing |
| Parascending (over land) |
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High Diving |
| Sail Boarding |
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Horse Jumping (no Polo/Hunting) |
| Sand Boarding |
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Ice Hockey |
| Sand Yachting |
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Land Yachting |
| Skiing |
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Luging |
| Skiing, Big Foot |
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Manual Work (including the use of light machinery) |
| Sledging |
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Micro Lighting |
| Snow Boarding |
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Motor Rallies |
| Snow Kiting |
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Parasailing |
| Snow Mobiling |
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Rock Climbing/Scrambling |
| Snow Shoeing |
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Scuba Diving (between 30 and 40 metres) if BASC, PADI, DIWA, SSI or SAA member |
| White Water Canoeing (Grade 5 - 6) |
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Show Jumping (no Polo/Hunting) |
| White Water Rafting (Grade 5 - 6) |
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Sky Diving |
| Yachting (racing/crewing) - outside coastal waters |
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Tobogganing |
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Wrestling |
Going on an adventure holiday can be one of the most exillarating things to do and travel insurance just has to be a part of planning your trip.
