However, when visiting those places and doing those things, the last thing you need to happen is for something to go wrong (and it does, sometimes!) and not to have the kind of protection that our backpacker travel insurance provides.
Our policy has been designed with the backpacker's needs in mind. It's a comprehensive policy that will insure you against
Because many backpakers like to try out activities and sports on their trip, we've included a wide rvariety of these in the basic premium. If you want to take part in anything a little more adventurous, we can probably cover you for that too; you may need to pay a bit more if it's a more risky activity.
The following activities, when participated in for recreational purposes and are incidental to your trip and not organised competitions or in any professional capatity, are not regarded as hazardours sports:
Category A |
Category B |
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| These activities are included in the basic premium: |
Provided you have paid the appropriate premium, you will be covered for all of the activities listed in Categore A plus the following activities: |
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| Archery |
Boxing training (no contact) |
| Badminton |
Bunjee jump (no Personal Accident cover - see definition in policy wording) |
| Baseball |
Camel/Elephant riding |
| Beachgames |
Cycle touring |
| Bowls |
Deep Sea Fishing |
| Cricket |
Dog Sledging |
| Cycling (not BMX/mountain biking) |
Flying a private plane or small aircraft |
| Fellwalking/Rambling/Trekking |
Flying as a passenger in a private plane or small aircraft |
| Fishing |
Go Karting |
| Ice-skating (rink only) |
Gymnastics |
| Jet skiiing |
Hiking (between 2,000 and 6,000 metres altitude) |
| Parascending (towed by boat) |
Hockey |
| Rafting, Canoeing and Kayaking (including white water up to grade 3 |
Horse Riding (no Polo, Hunting, Jumping) |
| Roller skating |
Hot Air Ballooning |
| Scuba diving/skin diving (up to 18 metres) |
Hydro Zorbing |
| Skateboarding |
Manual Work (ground level only, no machinery) |
| Snooker, Pool and Billiards |
Martial Arts (training only) |
| Snorkekking |
Motorcycling (over 50cc, no racing - more details in policy wording) |
| Squash |
Mountain Biking |
| Surfing |
Quad Biking (no racing) |
| Swimming (in pool or inland waters or coastal waters within a 12 mile limit of land) |
Rugby |
| Table tennis |
Safari (not involving use of firearms) |
| Tennis |
Scuba Diving/Kkin Diving (between 18 and 30 metres) |
| Volleyball |
Sea Canoeing |
| Water-skiing (only on inland waters or coastal waters within a 12 mile limit of land) |
Trekking (between 2,000 and 6,000 metres altitude) |
| Windsurfing (only on inland waters or coastal waters within a 12 mile limit of land) |
White Water Canoeing, Rafting and Kayaking (Grade 4) |
| Yachting, Boating, Sailing and Rowing (only on inland waters or coastal waters within a 12 mile limit of land) |
Work Abroad (manual, ground level, no machinery) |
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Category C |
Category D |
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| Provided you have paid the appropriate premium, you will be covered for all of the activities in Categories A and B plus the following activities: |
Provided you have paid the appropriate premium, you will be covered for all of the activities in Categories A, B and C plus the following activities: |
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| Abseiling |
Animal Riding (other than specified) |
| American Football |
BMX Cycling |
| Gliding |
Bob Sleighing |
| Outddor Endurance Events |
Canyoning |
| Parachuting |
Hang Gliding |
| Paragliding |
Heli Skiing |
| Parascending (over land) |
High Diving |
| Sail Boarding |
Horse Jumping (no Polo/Hunting) |
| Sand Boarding |
Ice Hockey |
| Sand Yachting |
Land Yachting |
| Skiing |
Luging |
| Skiing, Big Foot |
Manual Work (including the use of light machinery) |
| Sledging |
Micro Lighting |
| Snow Boarding |
Motor Rallies |
| Snow Kiting |
Parasailing |
| Snow Mobiling |
Rock Climbing/Scrambling |
| Snow Shoeing |
Scuba Diving (between 30 and 40 metres) if BASC, PADI, DIWA, SSI or SAA member |
| White Water Canoeing (Grade 5 - 6) |
Show Jumping (no Polo/Hunting) |
| White Water Rafting (Grade 5 - 6) |
Sky Diving |
| Yachting (racing/crewing) - outside coastal waters |
Tobogganing |
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Wrestling |
It really is important to arrange your backpacker travel insurance. We know it's probably the least exciting thing to think about when you're involved in choosing the exciting places you want to visit and things you want to do.
