If you or someone you're travelling with has a medical condition, it is essential that you click here for our step by step guide to getting it covered.

What's covered by our policy?

Briefly, these are the things that are covered (per person):

• Up to £10 million per person for medical expenses (including repatriation)
• Up to £3,000 for cancellation or curtailment
• Up to £2,000 for loss of baggage or personal items
• Up to £500 for money
• Cover for travel delay or missed departure
• Cover for loss of passport or driving license
• Cover for hijack
• Cover someone up to the age of 84 under a single trip policy
• Cover someone up to the age of 74 for an annual, multi-trip policy within Europe or 65 Worldwide.

If you have a medical condition to be covered by the policy, please phone 0845 222 4205. We will be able to tell you if we can cover it and, if so, what the premium is. We will be able to deal with the booking of the policy on the same number.

You can read the full summary of over by clicking here.

You can read the full policy wording by clicking here.

If you are over 65:

Virtually all policies have what's called an upper age limit.

We can cover you under a single trip policy within Europe or Worldwide up to the age of 85.

We can cover you under an annual, mutli-trip policy within Europe up to the age of 75. We can cover you Worldwide up to the age of 65.

You can read the full policy wording by clicking here.

If our own policy can't provide cover, we can suggest others that might.