Travel insurance if you have irritable bowel syndrome (IBS)

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We can provide travel insurance if you have irritable bowel syndrome (IBS), subject to a telephone medical screening.

Generally speaking, 'standard' travel insurance policies won't include cover for pre-existing medical conditions including digestive conditions such as IBS. We specialise in providing travel insurance for people who do have medical conditions. We receive referrals from hospitals, GPs, clinics and medical charities from all over the UK. 

Obviously we can't guarantee to cover everyone who has irritable bowel syndrome (IBS) - it will depend on your individual circumstances. We need to talk to you and ask you some questions about how your IBS affects you. From our conversation with you, we'll build up a picture of your particular situation and then be in a position to let you know if we can provide a travel insurance that can include your irritable bowel system and, if so, what the premium is. You will be able to book your policy with us in the same call, if you would like.

What are the travel insurance implications if you have irritable bowel syndrome?

As long as you've declared your IBS to us and we've accepted to cover it, any medical costs you might incur will be covered. These could include consultations with doctors, diagnostic tests, medication and, if necessary, hospital or nursing care.

If you're unable even to begin your trip because of ill health, your travelling and accommodation costs will be covered.

If you have to extend your trip and accommodation, these costs will be met, not only for you but if a partner or travelling companion has stayed with you. It is therefore very important that anyone travelling with you is covered by our policy so that any claim they need to make that could be in any way regarded as linked to your irritable bowel syndrome will be met. An 'ordinary' travel insurance might decline their claim on the same grounds as they might decline a claim made by you.

Unfortunately, IBS can sometimes be a bit unpredictable. That's why, in our opinion, it's so important to obtain travel insurance that includes cover for your irritable bowel syndrome.

To obtain a quotation and/or book: Please click here   Sponsor of the Scotland Patients' Association Member of the British Insurance Brokers' Association Authorised and Regulated by the Financial Services Authority A Partner in the Foreign & Commonwealth Office's Know Before You Go Campaign.