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Life Assurance


It can be extremely difficult to obtain life assurance if you already have a pre-existing medical condition.

We have teamed up with an underwriting agency that specialises in non-standard risks. They handle each person's situation with care and understanding and your particular circumstances are taken into account.

If the cost of life assurance because of your medical condition is prohibitive, it's possible to take out accident cover so that a lump sum is paid out in the event of your death. The specialists we team up with will be able to give you advice on this alternative.

Simply call us on 0845 222 2226 or fill in the form below and we will get back to you with further details.

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It is possible that life assurance can be obtained for you even if you have a pre-existing medical condition, which will pay out even if you die of that condition.

This is relevant for people who may have, for example:

Diabetes
Heart conditions
Hepatitis
Cancer
HIV/AIDS
Lupus Syndrome
Marfan Syndrome
Weight problems
Depression
High blood pressure (hypertension)
Respiritory disorders

An indicative quotation will normally be obtained for you within a matter of days without the need for a medical.

If the indication is acceptable, the Underwriters will then ask you to complete a Proposal Form and obtain necessary medical information (with your express permission).

Final acceptance terms may then be offered.