There are many private health insurance plans in existence. However, they tend to provide an all or nothing approach.
We like to provide something more flexible for our clients - after all, we have different requirements and different budgets.
Wouldn't it be great to have a plan that automatically covered you for what most people would regard as the most important or essential things and then be able to add on extra kinds of cover to suit your individual circumstances? That's what you can now do! We've teamed up with Health-On-Line to provide you with an extremely flexible, 'mix and match' private health care plan. Not only that, it has a no claims discount!
For example:
Essential Cover |
All eligible in-patient and day-patient treatment and out-patient surgical procedures.
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Then, you can have additional cover to meet your requirements as follows:
Option 1:
Standard
Outpatient Cover |
All eligible in-patient and day-patient treatment and out-patient surgical procedures.
OR Option 2: |
Option 2:
Comprehensive Outpatient Cover
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And then you can choose to add the following:
Option 3:
Therapies |
- Up to £1,000 per year for complementary practitioner and physiotherapist charges.
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Option 4:
Psychiatric |
- Cover for in-patient and day-patient treatment of psychiatric conditions and out-patient treatment of psychiatric conditions, including specialists' and clinical practitioners' charges.
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Option 5:
Anciallary Benefits |
- Hospital at Home - covers the cost of a nurse to administer intravenous chemotherapy or atnibiotics
- NHS Cash Benefit - £100 a night up to £2,000 a year
- Pregnancy Complications
- Oral Surgery
- Chiropody Charges
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Option 6:
Excess |
There is an excess of £100 per claim. However, you can choose to increase your excess and obtain a discount:
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£100 excess - 10% to a maximum of £85 discount
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£250 excess to a maximum of £213 discount
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£500 excess to a maximum of £425 discount
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Option 7
Dental & Optical |
- Cover for up to 80% of the costs of eligible dental care to a maximum of £150 each year
- Up to 80% of the costs (up to a maximum of £250 every two years) for prescibed spectacles and contact lenses needed to correct vision.
- Cover for £15 towards the cost of eye tests in each policy year.
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Option 8
Travel |
- Covers the cost of medical treatment abroad. Important: if you have any pre-existing medical condition, this option will not be able to include it. Instead, click here (opens in new browser window) to find out about our It's So Easy Travel Insurance that can include pre-existing medical conditions.
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Option 9
Cancer Upgrade |
Option 2 of the policy includes cover for the out-patient investigation and treatment of cancer which arises after the start of the policy, including radiotherapy or chemotherapy, alone or in combination. In addition to the traditional cancer treatment covered by the plan, members will also have up to 12 months cover, subject to the policy terms and conditions, for licensed chemotherapy drug treatments (such as Herceptin and Avastin) which may be needed for a prolonged period of time.
If Option 9 - Cancer Upgrade is chosen, members will instead have up to 36 months cover.
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Please note: private medical insurance plans are not designed to include cover for pre-existing medical conditions.
For further information and to obtain a quote, please click here to be taken to Health-on-line's web site (opens in a new browser window). |
