Backpacker travel insurance

Backpacking? Travelling in your gap year?

Our comprehensive travel insurance covers you for accidents, sickness and much more


Backpacker/gap year travel insurance

If you are planning a trip, we understand travel insurance isn’t likely to be top of your list! However, we can’t emphasise just how important it is to ensure you are properly covered if you’re backpacking.

Our specialist travel insurance policy provides you with comprehensive cover whilst backpacking which includes cancellation, curtailment, emergency medical expenses, repatriation and many other benefits.

We have two levels of hazardous sports cover available with Level 1 covered as standard. Level 2 and Winter Sports cover are both available for an additional premium. Please visit our policy wording for further details.

There are certain conditions and criteria applicable to this policy which are detailed below. Before making your purchase, please ensure you have read, understood and accept them.

Here are the conditions and criteria for this policy:

  • You must be a UK passport holder and have unrestricted entry to the United Kingdom.
  • Your main residential address must be in the United Kingdom
  • Your trip must start and end in the United Kingdom.
  • You must be eligible for treatment under the National Health Service and be registered with a GP in the United Kingdom.
  • If repatriation is medically necessary, this will be to the United Kingdom.
  • We cover more than 50 medical conditions automatically without additional charge.
  • Any pre-existing medical conditions not automatically covered can now be included subject to our online medical questionnaire.
  • The policy will not provide cover if any of the following apply to you, a travelling companion, an immediate relative, close business associate or someone upon whom your trip depends (whether they are travelling with you or not):
    • You/they were aware of any reason why a trip could be cancelled or curtailed .
    • You/they were travelling against the advice of a medical practitioner or in order to get medical treatment abroad
    • You/they have been diagnosed as having a terminal illness.
    • You/they were receiving, recovering from, or on a waiting list for inpatient treatment in a hospital or nursing home.