Holiday travel insurance if you travelling to Europe

Holiday travel insurance if you're travelling to Europe

We have a range of different policies depending on your circumstances, all of which will cover travel to European destinations. Simply click the buttons above to select the policy appropriate for you and follow the details to obtain a quote or book your insurance.

Whilst not always top of your list, travel insurance for Europe is essential to your holiday planning. Taking out a policy with It’s So Easy will ensure you are covered for the following things:

  • Emergency medical expenses
  • Cancellation – if you’re ill or have an accident before you set off, you’ll be able to claim for cancellation costs against any pre-paid expenses, such as travel and accommodation costs.
  • Missed departure and travel delays
  • Repatriation to the UK – if medically necessary, our policies will cover you to be repatriated back to the United Kingdom.
  • Loss of baggage and personal items
  • Loss of passport
  • Additional cover is available for hazardous activities or winter sports

Please read the policy wording applicable to your policy of choice for the full cover benefits and exclusions.

The European Health Insurance Card

A European Health Insurance Card (EHIC) essentially puts you on the same basis as an insured resident of the European country you are visiting. It doesn’t necessarily mean that any consultations or required treatment will be free. It also won’t cover you for things like cancellation, loss of baggage and personal items or if you need to be repatriated back to the United Kingdom.

When is a European Health Insurance Card useful?

Most travel policies have what’s called an excess. This means that if you make a claim, you’ll need to pay an initial amount. If your medical claim is lower than your applicable excess, the costs could be met under the EHIC system. To apply for an EHIC card or to find out more, please click here to visit the government website.