Already travelling travel insurance

Travel insurance if you have already left the UK to start your trip

There is a 48 hour waiting period before the insurance takes full effect if cover is purchased after you have left home. Learn more 

Already travelling insurance

Have you found yourself abroad without insurance cover? Perhaps your existing policy has lapsed, leaving you uninsured on your holiday? Don't panic, we can get you back on track. 

 

Many insurers limit the number of days they can provide cover for, so if you've already been on your trip for a long time and want to extend, you may breach the maximum duration available under your cover and be left without insurance. This is where we can step in and look to offer cover despite you already being outside of the UK.

 

Left the UK cover is available for up to 365 days, providing you are under the age of 65. The following restrictions will apply for over 65's:

 

 66 to 69 years: 93 days 

 70 to 74 years: 62 days

 75 to 79 years: 31 days

 

In order to purchase Left the UK cover with It's So Easy, you must be a UK passport holder with unrestricted entry to the UK. You must also be registered with a GP in the United Kingdom, ensuring your medical records are accessible in the event of a claim. 

 

You will be unable to travel to any country or destination where advice against all or all but essential travel exists from the Foreign, Commonwealth & Development Office or government, doing so will invalidate your insurance policy. You can find out more by visiting www.gov.uk/foreign-travel-advice.

48 hours until your cover becomes effective

A 48-hour waiting period applies from the start date of the policy, as shown on your schedule, before full cover becomes effective.

 

During the 48-hour waiting period the following limitations apply:

 

  • Section 3: Emergency Medical Expenses is only covered in the event of a serious injury caused by an accident, and such incidents must be verified by an independent witness.
  • Any illness or injury occurring during this period that is not caused by an accident is not covered.
  • Section 6: Baggage and Personal Belongings is also excluded during this initial 48-hour period.

 

For the purposes of this policy, an accident is defined as a sudden, unexpected, and external event which causes a serious physical injury and necessitates immediate medical attention. Conditions arising from internal causes (e.g., illness or natural medical events) are specifically excluded from cover during the waiting period.

 

You shall not be eligible to purchase a new policy if you have exceeded the maximum allowable trip duration as shown in the Summary of Cover unless you have returned back to the United Kingdom. Any attempt to obtain additional coverage under these circumstances shall be deemed invalid and may result in the cancellation of the newly purchased policy without refund.

 

Please read the policy wording for full terms and conditions.

Travel with peace of mind

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We're on Feefo, an independent customer review platform for genuine customers

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It really is easy!

 

"It was really easy and quick to renew my policy online, all the details were clearly explained and I had the opportunity to change anything if I wished to do so. The medical declaration was also easy and simple to complete. Great experience overall!"

 

 Jonne 

Good company for older people with tricky medical issues

 

"All staff were very helpful. No long queues on the phone. They got a tricky medical situation for an older man covered for us and the premium was reasonable compared to other quotes we had."

 

Barbara

A brilliant travel insurance provider!

 

"I have used It's So Easy for many years and they have always been brilliant at sorting claims out, going above and beyond any other insurance companies that we have used before. The customer service is excellent too, they couldn't be more friendly and helpful. I would definitely recommend them!"

 

Andre

Applying for travel insurance after you've left home

Getting a travel insurance quote after you've left home is really easy. Simply click one of the quote buttons on this page and you'll be directed to our customer quote journey. Here, you'll need to select 'Single Trip Left UK'. The quote journey will guide you to entering the period of cover you require, your destination, age and the number of travellers you need to insure. Continue to add optional activity cover, complete your personal details and disclose any pre-existing medical conditions. Once saved, we will send you an email with your quote summary and supporting documents.

 

If you would prefer to speak with a member of the team, we're available on live chat (Monday to Friday between 9am and 5pm) or you can call us on 01223 785 539

 

Looking for something else? We offer a variety of travel insurance policies, designed to cover your every need. Whether you're going on a one way trip or have pre-existing medical conditions, let us help protect your next adventure.

Frequently asked questions about already travelling insurance

What is the 'waiting period' on Left the UK policies?

When you purchase a travel insurance policy after you've left home, cover is normally subject to a 'waiting period'. During this waiting period, cover will be limited under certain sections of the policy. Please refer to the policy wording to read more about the 48 hour waiting period applicable to Left the UK policies with ISETI.

Who underwrites your Already Left UK policies?
Who is eligible to buy a policy with It’s So Easy?
Am I covered for hazardous activities on the policy?