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No minimum residency

Travel and holiday insurance if you have been living in the UK for less than 6 months

No residency travel insurance  

This specialist travel insurance policy doesn't require you to have been in the UK for a minimum period before cover becomes available, providing you have unrestricted access to the UK. 


Many travel insurance policies require you to have been in the UK for a minimum of 6 months before you can take out cover – This isn’t the case with ISETI. If you have just moved to the UK to live, whether that’s on a temporary or permanent basis, with a work or study visa, this policy is designed for you!


In order to be eligible for our no minimum residency cover, you must be living in the UK, at least temporarily with unrestricted access to the UK in order to make your return journey (access within the provisions of a Visa are also acceptable) and access to treatment under the National Health Service.

No minimum residency cover 

Our no residency policy is designed to cover people up to the age of 79 that have been living in the UK for less than 6 months, providing the same cover benefits as many of our specialist products. A single cover level is available with cancellation cover up to £3,000 per person and emergency medical expenses as high as £10 million. View our policy wording for more information.

  • Cancellation cover up to £5,000
  • Emergency Medical Expenses up to £10 million
  • Baggage/Personal Property up to £2,500
  • Personal Liability up to £2 million

How to apply for travel insurance

How to apply for travel insurance

How to apply for

travel insurance

Applying for no residency insurance

You can apply for travel and holiday insurance through our online quote journey or over the phone with our friendly UK call centre. We aim to make the process as simple as possible and you can rest assured that all information remains confidential. If you need assistance obtaining a quote, we provide an online chat where one of our travel insurance agents will guide you through the process or you can call us on 01223 785 539.


We offer a variety of specialist travel insurance policies, from cover for pre-existing medical conditions to policies for those already travelling abroad. Click ‘Start Quote Journey’ to obtain a quote online. You will be presented with several policy options which direct you to a dedicated information page, explaining the cover details and benefits. Once you’ve found the policy suitable for your travel requirements, click the ‘Get Online Quote’ button to complete your details.

Frequently asked questions

Am I covered for repatriation?
Who underwrites your No Minimum Residency policies?
Am I covered for cancellation?