Specialist travel insurance if you have already travelled without insurance or your existing cover has lapsed

We are unable to provide cover if, at the time of your departure from the UK, the Government or Foreign, Commonwealth & Development Office (FCDO) were advising against all or all but essential travel to your destination. Visit the FCDO website for more information: Foreign Travel Advice.

Travelling on to a country or destination where advice against travel exists will invalidate your existing Left UK policy, unless we have agreed otherwise. Please contact us if you are unsure about how future travel may affect your insurance. This policy will not cover any costs which result directly or indirectly from isolation or quarantine, including additional transport or accommodation, whether abroad or in the United Kingdom upon your return. If you are concerned about any costs you may incur, please contact us for further clarification. 

72 hours until your cover becomes effective

If you take out your cover after you have left home to commence your trip, the insurance does not take effect until either 72 hours from the date you purchased the policy or from the start date of the policy.

In the event of serious injury in connection with an accident, you will be covered from either the date you purchased the policy or from the start date of the policy, whichever is the later, subject to the accident being witnessed and verified by an independent witness. Our definition of an independent witness can be found in our policy wording.