COVID-19: cover for medical expenses abroad and cancellation if you test positive: Find out more
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Contact our UK Call Centre
Monday - Friday 9am - 5pm
Closed Weekends & Bank Holidays
Already Left UK
Specialist travel insurance if you have already travelled without insurance or your existing cover has lapsed
Left UK travel insurance
If you have forgotten to take out travel insurance prior to leaving the UK and are only just realising your mistake, or perhaps your existing policy has expired and left you uninsured; don't panic, we can get you back on track!
This specialist policy is designed for permanent UK residents that are already travelling outside of the UK. Cover is available up to 79 years of age, for a maximum of 365 days. The following trip durations will apply:
| Age | Max Duration |
|---|---|
| 0 - 65 years | 365 days |
| 66 - 69 years | 93 days |
| 70 - 74 years | 62 days |
| 75 - 79 years | 31 days |
You must be a UK passport holder, have unrestricted entry to the UK and be registered with a GP in the United Kingdom.
Extending your stay abroad
If you need to extend your stay abroad but your current travel insurance provider cannot provide cover for the new dates, we can help!
Many insurers limit the number of days they can provide cover for, so if you've already been on your trip for a long time and want to extend, you may breach the maximum duration available under your cover and be left without insurance. This is where we can step in and look to offer cover despite you already being outside of the UK.
72 hours until your cover becomes effective
If you take out your cover after you have left home to commence your trip, the insurance does not take effect until either 72 hours from the date you purchased the policy or from the start date of the policy.
In the event of serious injury in connection with an accident, you will be covered from either the date you purchased the policy or from the start date of the policy, whichever is the later, subject to the accident being witnessed and verified by an independent witness. Our definition of an independent witness can be found in our policy wording.
Applying for travel insurance after departure
You can apply for travel and holiday insurance through our online quote journey or over the phone with our friendly UK call centre. We aim to make the process as simple as possible and you can rest assured that all information remains confidential. If you need assistance obtaining a quote, we provide an online chat where one of our travel insurance agents will guide you through the process or you can call us on 01223 785 539.
We offer a variety of specialist travel insurance policies, from cover for pre-existing medical conditions to policies for those already travelling abroad. Click ‘Start Quote Journey’ to obtain a quote online. You will be presented with several policy options which direct you to a dedicated information page, explaining the cover details and benefits. Once you’ve found the policy suitable for your travel requirements, click the ‘Get Online Quote’ button to complete your details.
Frequently Asked Questions
Who underwrites your Already Left UK policies?
Our Left UK policies are underwritten by Millstream Underwriting Ltd, authorised and regulated by the Financial Conduct Authority FRN 308584.
Who is eligible to buy a policy with It’s So Easy Travel Insurance?
Our policies are available to you if you are permanently resident in the United Kingdom (UK) and registered with a general practitioner (GP) in the UK.
Am I covered for hazardous activities on the policy?
Our left UK policies sort sports and activities into two categories according to risk. Those in L1 are covered as standard at no additional charge. If your activity is in category L2, please ensure this is included in your quote.