Oops, did you travel without insurance? We can get you back on track
It's So Easy was founded by Kevin Waite, who worked in the HIV sector for over 30 years. Having worked at London Lighthouse (which became Europe's largest HIV/AIDS centre) first as a volunteer, then full-time establishing the Welfare Service. He developed this HIV travel insurance policy using his knowledge and experience. Find out more about the history of It's So Easy by visiting about us.
We have a unique travel insurance policy that automatically covers HIV, without any additional charge and without the need to mention it on your policy documentation. You will only need to disclose your HIV if your medication or dosage has changed recently. There is no HIV specific wording on your policy, only within the policy terms and conditions where HIV is listed as one of many automatically covered conditions.
Our policies provide the appropriate level of travel insurance required for anyone living with HIV, without the need to broadcast it across policy documents. We feel HIV should be treated equally among pre-existing medical conditions without the often-attached stigma. Our insurance policies offer peace of mind for travellers, allowing them to rest in the knowledge that if they lose their medication or require medical treatment, they can contact the 24 hour emergency medical assistance team. Our policy also covers other claims that could be related directly or indirectly to HIV, incorporating cancellation, medical expenses and cover for personal property.
You can apply for travel and holiday insurance through our online quote journey or over the phone with our friendly UK call centre. We aim to make the process as simple as possible and you can rest assured that all information remains confidential. If you need assistance obtaining a quote, we provide an online chat where one of our travel insurance agents will guide you through the process or you can call us on 01223 785 513.
We offer a variety of specialist travel insurance policies, from cover for pre-existing medical conditions to policies for those already travelling abroad. Click ‘Start Quote Journey’ to obtain a quote online. You will be presented with several policy options which direct you to a dedicated information page, explaining the cover details and benefits. Once you’ve found the policy suitable for your travel requirements, click the ‘Get Online Quote’ button to complete your details.
HIV is one of many medical conditions covered as standard on this policy. You will only need to disclose HIV on your travel insurance policy if your medication or dosage has changed in the last four weeks.
These insurance policies are underwritten by Millstream Underwriting Limited, authorised and regulated by the Financial Conduct Authority FRN 308584.
We do not need the names of the medication or the dosage, only the condition that the medication is prescribed to treat or prevent.
Our HIV policies organise sports and activities into two categories according to risk. Those in L1 are covered as standard at no additional charge. If your activity is in category L2, please ensure this is included in your quote. For full details read our policy wording.