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Back Condition Travel Insurance

Specialist travel and holiday insurance if you suffer from a back condition

Back condition travel and holiday insurance

Back pain presents itself in varying degrees and there are many different causes; some conditions are chronic and others more acute. Whichever kind you have, it’s important to declare it to your insurance provider to make sure you are fully covered in the event of a claim.


Back pain is a very broad term which captures several medical conditions such as pulled muscles, disc herniations, compression fractures and even arthritis causing back pain and stiffness. Our medical questionnaire is designed to capture your medical diagnosis and ask relevant questions to assess the risk. Providing you have declared your back condition and we have confirmed this in writing, you will be fully covered should anything unforeseen happen relating to your pre-existing medical condition, including cancellation of your trip and emergency medical expenses abroad.

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Travel insurance with back conditions

We don’t need to know the names of your medication or even the dosage, but we may occasionally ask whether you have been prescribed any strong painkillers such as morphine, tramadol or oxycodone and whether you’ve had any previous surgery/injections to relieve pain. When travelling, it’s always recommended to consult your doctor if you suffer from back or neck pain, as they are best placed to offer appropriate advice based on your medical diagnosis. It’s advisable to take recommended breaks during the flight, walk up and down to stretch and prevent muscle stiffness. Avoid any strenuous sports or activities that are likely to worsen your symptoms.

How to apply for travel insurance

How to apply for travel insurance

How to apply for

travel insurance

Applying for travel insurance with a back condition 

You can apply for travel and holiday insurance through our online quote journey or over the phone with our friendly UK call centre. We aim to make the process as simple as possible and you can rest assured that all information remains confidential. If you need assistance obtaining a quote, we provide an online chat where one of our travel insurance agents will guide you through the process or you can call us on 01223 785 512.

We offer a variety of specialist travel insurance policies, from cover for pre-existing medical conditions to policies for those already travelling abroad. Click ‘Start Quote Journey’ to obtain a quote online. You will be presented with several policy options which direct you to a dedicated information page, explaining the cover details and benefits. Once you’ve found the policy suitable for your travel requirements, click the ‘Get Online Quote’ button to complete your details.

Frequently Asked Questions

What cover for cancellation/curtailment do you provide?
What is the maximum trip length?
Can you insure a child under 18 on their own policy?