High Cholesterol Travel Insurance

When you have high cholesterol, fatty deposits build up in your blood vessels, potentially restricting blood flow to your heart and brain. This raises your risk of serious events like heart attacks and strokes. Most people manage it with statins or other medications, often combined with lifestyle adjustments.

It's So Easy will look at your medication, check whether your levels are under control, consider any other health factors, and build a policy that actually covers you fully when you're travelling with high cholesterol.

According to a public health report recorded in 2015, it was estimated that 6 out of 10 adults in the UK have high or borderline cholesterol. In many cases, particularly if your cholesterol is well controlled by medication, adding this to the policy should not greatly impact the price of your insurance. It would however increase the amount of cover that's available to you and fill in any gaps in the policy thus giving you the freedom to enjoy your holiday and travel with the peace of mind that you're fully protected.

Finding proper travel insurance for high cholesterol means looking beyond basic policies. Here's what matters:

Your cholesterol gets covered, not excluded – The whole point is that your pre-existing condition is actually included in your policy, not written out of it.
Emergency heart care abroad – If the worst happens and you have a cardiac event, you're covered for everything from ambulance rides to hospital stays, scans, medication, and whatever procedures doctors determine you need.
Stroke treatment – High cholesterol increases stroke risk, so your policy needs to handle stroke emergencies too, including specialist treatment and rehabilitation if needed.
Getting you home if necessary – Sometimes you need your own doctors and your own hospital. Medical repatriation means your insurer flies you back to the UK with medical support, all paid for.
Protection if plans change – Develop heart problems before you leave and can't fly? Your cancellation cover means you get your money back. Need to abandon your holiday halfway through? Curtailment cover handles the costs.

Getting travel insurance for high cholesterol is simpler than you'd think with the right insurers. You'll need to tell us everything: when you were diagnosed, what your cholesterol readings are, which medications you're on, whether you've got other issues like diabetes or high blood pressure, and if you've ever had heart trouble. Being upfront means your policy actually works when you need it.

We cover pre-existing conditions fully, which means emergency medical care, hospital admission, heart attack or stroke treatment, and flying you home if things get serious. If you've got other cardiovascular risk factors, make sure your policy handles those complications too.

The application process is straightforward - compare what's available, adjust your cover to match where you're travelling, get your quote, and you're sorted. No hassle, just proper protection.

Compile this information before you apply:

When your cholesterol diagnosis happened
Your latest cholesterol numbers, if you've got them
Every medication you take, with the doses
Other health conditions – blood pressure, diabetes, heart disease
Any heart-related incidents in your past
Recent test results like ECGs, if you've had them

Find your medical records rather than guessing. Accurate details will protect you later.

Travel insurance for cholesterol

Managing high cholesterol shouldn't stop you exploring the world. The right travel insurance means you're protected if cardiovascular issues arise during your trip, letting you focus on enjoying your holiday.

Understanding high cholestrol and why it matters for your travel insurance

What you'll need from your travel insurance with high cholesterol

Applying for travel insurance with high cholesterol

Arranging travel insurance for cholesterol

Frequently asked questions

It’s So Easy Travel Cover is a trading style of Freedom Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority, reference number 306536. Registered in England number 4399749.

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