Oops, did you travel without insurance? We can get you back on track
Raised or controlled cholesterol is a condition we come across each day when insuring people for international travel. It is very common for people to have this medication prescribed as a precaution to reduce the risk of heart conditions and strokes. Even if your cholesterol is well controlled by medication, it’s important that you notify your insurer of this to ensure you are fully covered for anything that could be directly or indirectly related.
Our main concern is providing you with adequate cover for your personal needs and that's why we won't sell a policy unless we can cover you for everything including pre-existing medical conditions. Regular travel insurance is not usually designed to include cover for a pre-existing medical condition, even if your prescription is only precautionary. This means that should you require medical attention or need to cancel for any reason that’s directly or indirectly linked to your cholesterol, a regular policy may well decline your claim. If you’re planning a holiday and have medication prescribed to control your cholesterol level, it’s important to obtain cover including any pre-existing conditions and to declare this at the time of taking out travel insurance. This would ensure that if any complications were to arise either prior to or during your trip which are deemed related to the cholesterol such as a stroke or heart condition then you would be covered.
According to a public health report recorded in 2015, it was estimated that 6 out of 10 adults in the UK have high or borderline cholesterol. In many cases, particularly if your cholesterol is well controlled by medication, adding this to the policy should not greatly impact the price of your insurance. It would however increase the amount of cover that's available to you and fill in any gaps in the policy thus giving you the freedom to enjoy your holiday and travel with the peace of mind that you're fully protected.
Keep an eye on the in-flight food! Airlines often provide drinks and snacks with added sugar and salts to keep you occupied whilst you’re up in the air. We recommend looking out for healthier snacks on the menu or taking your own in your hand luggage.
You can apply for travel and holiday insurance through our online quote journey or over the phone with our friendly UK call centre. We aim to make the process as simple as possible and you can rest assured that all information remains confidential. If you need assistance obtaining a quote, we provide an online chat where one of our travel insurance agents will guide you through the process or you can call us on 01223 785 512.
We offer a variety of specialist travel insurance policies, from cover for pre-existing medical conditions to policies for those already travelling abroad. Click ‘Start Quote Journey’ to obtain a quote online. You will be presented with several policy options which direct you to a dedicated information page, explaining the cover details and benefits. Once you’ve found the policy suitable for your travel requirements, click the ‘Get Online Quote’ button to complete your details.
Yes. In order for your cover to remain valid, you need to declare any pre-existing medical condition that falls within our declaration questions. If you fail to disclose relevant medical information then you may not be fully covered in the event of a claim.
Our medical condition policy is only available to permanent UK residents. Please see our No Minimum Residency policy which doesn’t require you to have been resident in the UK for a minimum period of time meaning that you don’t have to be resident in the UK permanently, as long as you have unrestricted access. All other policies require you to have been living in the UK for the last six months and be registered with a UK GP.
We do not need the names of the medication or the dosage, only the condition that the medication is prescribed to treat or prevent.