If you’ve had a joint replacement, you are probably looking to travel as part of your recuperation or because of the new lease of life that you’ve found. We speak to people every day that have had various joint replacements including both hip and knee replacements; the overwhelming consensus is that they are better than the original!
We have been covering medical conditions for more than 20 years and we can’t stress enough the importance of letting your insurer know of any medical history that falls within the medical declaration questions. Once the screening is complete, and we have accepted the risk to insure your joint replacement, you will be fully covered should you need to make a claim before or during your trip. If you fail to declare your condition, and an incident arises that is either directly or indirectly related to your pre-existing medical condition, the claim could be denied.