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Terminal Illness Travel Insurance

Specialist travel and holiday insurance if you have been given a terminal prognosis (life expectancy)

Travel insurance with a terminal prognosis

If you have been given a terminal prognosis, also referred to as a life expectancy, whether that's for a form of cancer such as leukaemia or cardiovascular condition such as a stroke, you can look to It's So Easy to provide a comprehensive travel insurance policy to cover your existing medical condition. Based upon our years of experience in the medical travel insurance sector, we understand that a prognosis often results in the desire to travel and we'll always endeavour to find a suitable insurance policy for you.


To be eligible for an insurance policy with a terminal condition, your prognosis must be more than 6 months from your planned return date. We are also required to confirm that you are fit and well to travel, and that you are not travelling against the advice of your doctor or consultant. If you do not meet this criteria, we would still recommend speaking to our travel insurance agents on 01223 785 512, as we'll be able to point you in the right direction.

Travel and holiday insurance with a life expectancy

During our quote journey you'll be required to complete a medical screening, at which point you'll be asked relevant questions relating to your condition. The questions themselves may not make reference to your prognosis as many insurers are not able to cover this scenario. If you would prefer to speak with us to ensure that we are fully aware of your individual circumstances, please get in touch with our call centre agents. We can guide you through the quote process from start to finish, including your medical screening. 

We undertake this medical screening so that your insurance policy is tailored to your specific circumstances, which allows us to offer the most competitive insurance premium. All our policies include emergency medical expenses relating to your existing medical condition, and if you have an unforeseen change to your health before travel, cancellation cover is available up to £5,000 per insured depending on the policy type and cover level selected.

How to apply for travel insurance

How to apply for travel insurance

How to apply for

travel insurance

Applying for travel insurance with a terminal condition

You can apply for travel and holiday insurance through our online quote journey or over the phone with our friendly UK call centre. We aim to make the process as simple as possible and you can rest assured that all information remains confidential. If you need assistance obtaining a quote, we provide an online chat where one of our travel insurance agents will guide you through the process or you can call us on 01223 785 512.


We offer a variety of specialist travel insurance policies, from cover for pre-existing medical conditions to policies for those already travelling abroad. Click ‘Start Quote Journey’ to obtain a quote online. You will be presented with several policy options which direct you to a dedicated information page, explaining the cover details and benefits. Once you’ve found the policy suitable for your travel requirements, click the ‘Get Online Quote’ button to complete your details.

Frequently Asked Questions

Do I need to declare all my medical conditions?
Do you need to know the names of the medication I take?
What is the maximum trip length?