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European Travel Insurance

Travel and holiday insurance to european destinations including pre-existing medical conditions

We have been providing specialist insurance cover for European travel for more than 20 years. Our aim is to safeguard your travel, giving you the peace of mind that you are fully covered should anything unforeseen happen after you’ve left home. We provide single and annual multi-trip cover for travel to European destinations, including staycations within the UK.


We have a range of specialist travel insurance policy options boasting a variety of cover benefits. One of which is our pre-existing medical condition policy; designed to cover serious existing medical conditions, this policy can include cover for heart conditions, strokes and all forms of cancer. If you need to cancel your travel plans due to a change in your health, cover is available up to £5,000 per person. If you require medical treatment abroad, you will be covered up to £10 million, providing you have declared your conditions and we have confirmed cover in writing. Many of our policies offer different cover benefits and limitations, make sure you check those applicable to your cover before purchase. Other available policies include our Classic policy, HIV Specialist cover, One Way Trip and Already Left the UK amongst others.


The cost of travel insurance can vary significantly depending on where you are travelling to in Europe as insurers will account for the cost of medical treatment for each individual country. If you haven’t finalised your travel plans, our experienced travel insurance agents can help you look at quotes for different countries and compare insurance premiums.


The UK Global Health Insurance Card (GHIC)


Your European Health Insurance Card (EHIC) will continue to be valid if you’re travelling to an EU country until it’s expiry date. Following the expiry date of your EHIC card, you will need to apply for the new UK Global Health Insurance Card (GHIC) which has been announced following our departure from the EU.


The new GHIC card is free to obtain from the official GHIC website.


How to apply for European travel insurance


You can apply for travel and holiday insurance for Europe through our online quote journey or over the phone with our friendly UK call centre. We aim to make the process as simple as possible and you can rest assured that all information remains confidential. If you need assistance with your quote or medical screening, we offer an online chat service for you to discuss your requirements with one of our representatives. We can guide you through the process online or you can call us for more information on 0330 606 1422.


Click ‘Start Quote Journey’ to obtain a quote online. You will be presented with several policy options to meet your every need. Once you’ve selected the appropriate policy type, click Get Online Quote to select European travel and complete your details to finalise the quote.